
Capital One Auto Loan Pre Approval is for everyone, whether you have great, good or bad credit. They are a powerhouse in auto lending today.
If you have less-than-perfect or damaged credit, the car-buying process can be a nightmare. While selecting a suitable car, truck, or SUV may go smoothly, it’s an entirely different story when it comes to submitting the dreaded credit application. However, at NJ State Auto, we’ve removed hurdles and simplified the process with our cutting-edge Capital One Auto Finance program.
Designed for customers with excellent credit, bad credit, or no credit at all, our Capital One Auto Pre Approval solution is the more modern, streamlined way to find the best auto loan. Let’s take a closer look at how you can get a pre-approved auto loan through the Capital One Auto Finance program at NJ State Auto and a few benefits you’ll unlock in the process.
Ready to find your set of wheels today? Don’t wait! Complete our online credit application for fast, hassle-free approval.
How to Get Pre Approved for Capital One Auto Loan at NJ State Auto?

With Capital One Auto Pre Approval, you’ll complete your credit application from the comfort of your home. Simply visit the link above for the easy-to-complete auto loan pre-qualification application. You’ll only need to supply basic personal information and can learn your pre-approval amount in seconds. Here are a few key points you should know about Capital One Auto Pre Approval:
- You can be pre-approved for anywhere from $7,500 up to $50,000
- The minimum monthly income is anywhere from $1,500 up to $1,800 based on your credit
- Ideally, the financed vehicle shouldn’t be older than 7 years old
- Once you apply, your loan offer will be good for up to 30 days
- While you will receive a tentative interest rate, the final APR depends on the vehicle and your credit application
Either before or after you’re pre-approved, you can use the Capital One Auto Navigator to browse the inventory at NJ State Auto. Or, simply give us a call and our experienced sales professionals will guide you to the best solution. We specialize in offering all used cars, trucks, vans, and SUVs for below Kelley Blue Book Value, so you can get the most bang for your buck.
Why Get Pre Approved for an Auto Loan at NJ State Auto?

When you get Capital One Auto Pre Approval at NJ State Auto, you’ll unlock the door to a wealth of benefits and to your new set of wheels. Here are the top three reasons why it makes dollars and sense to get Capital One Pre Approval!
Capital One Auto Pre Approval Will Not Hurt Your Credit

Whether you’re approved or denied, a hard inquiry is created every time you apply for an auto loan at other dealerships. Unfortunately, too many hard inquiries within a short period of time can communicate a sign of distress to lenders and can actually lower your score. To remedy this problem, our Capital One Loan Pre Approval process utilizes a soft inquiry that doesn’t show up on your credit report.
This means you can pre-qualify for an auto loan without impacting your credit score. Unlike other dealerships that may run several hard inquiries to determine if you are eligible, we start out with a soft inquiry and will only run a hard inquiry once you’re pre-approved. At NJ State Auto, you have nothing to lose and four wheels to gain!
Buy Smarter with Pre Approval at NJ State Auto

When you get pre approved, you’ll be empowered to buy smarter and set more realistic expectations on what you can afford. Your prequalification will include the total amount you can borrow, interest rate, and potential monthly payments. Equipped with this information, you can effectively budget and consider the rest of your expenses, such as:
- Auto insurance
- Fuel costs
- Projected maintenance costs
- And more
Save Time with a Capital One Auto Loan from New Jersey State Auto
With Capital One Auto Pre Approval at NJ State Auto, you will be in the driver’s seat of the car-buying process. From the comfort of your home, you can shop vehicles with the Capital One Auto Navigator and get pre-approved for an auto loan. Instead of spending hours at the dealership, you get in, get out, and get on with your day in the most efficient manner possible. Whether you live in Brooklyn, Jersey City, the Bronx, or surrounding areas, you’re only a few clicks away from a fast, hassle-free experience you deserve at NJ State Auto.
Contact NJ State Auto for the Best Used Vehicles in New Jersey & New York

When it comes to finding the best pre-owned or used vehicle for sale in New York and New Jersey, you are not limited by options. In fact, you can find a used car dealership on virtually every corner. However, at NJ State Auto, we are proud to be the best used car dealership, serving customers from throughout the Bronx, Brooklyn, Jersey City, and beyond!
While other dealerships may claim competitive pricing, we are the only dealership that sells all makes and models of cars, trucks, and SUVs for sale below Kelley Blue Book Value. This means you can get the most bang for your buck and maximize your Capital One Auto Loan Pre Approval at NJ State Auto!
NJ State Auto does car loans for bad credit, and we are right in your neighborhood, located in Jersey City.
Ready to get started? You have nothing to lose and a new set of wheels to gain!