Search affordable used cars at our dealership in Jersey City. We offer special financing options. Our online credit app will not impact your credit score. Then call or text us to make an appointment to speak with our credit managers and we can help get you driving.
In the market for a used car in Jersey City? We have hundreds of vehicles to choose from! Check out our inventory today and find your dream car at New Jersey State Auto!
1. Bought an RX 350 from this dealership and couldn’t be happier! Needed a bigger car now that I’m a mom and it’s perfect. Roomy but looks good as well! Thank you to salesman Andrew for helping me with the purchase. Was in and out within a couple of hours!
2. I visited NJ State Auto last week to trade in my Infiniti QX60 for something a bit bigger. Ended up purchasing a Chevy Traverse and I am SO happy with it! The staff was amazing and the process was quick and smooth. The office was nice and clean too. Definitely recommend for all your car needs.
3. Ezzy …..best car I had KIA 4 door .. thank you so much everyone I recommend Ezzy to be your helper found me the best deals clean car NO PROBLEM EZZY IS THE MAN YOU WANNA LOOK FOR HE WILL TAKE CARE OF YOU, I’M A VERY HAPPY CUSTOMER.
GET A GREAT USED CAR – FAST & EASY — Come see Cars, Trucks, Vans and SUVs for sale below Kelley Blue Book value and CARFAX certified. We have the banks and lenders to get you approved and driving home the same day.
Jonathan Smoke is the chief economist at Cox Automotive.
Fact: Car reposessions are not above normal levels. So don’t worry.
In today’s market, the deterioration of consumer credit, and auto loan performance, in particular, is a worrying sign for industry watchers. In the context of high inflation and with the Fed intent on slowing the economy and weakening the labor market, there are indeed clear signs of stress in the system. Continued jobless claims are increasing, up from their historic lows.
Auto loan delinquencies are also continuing to rise, and auto loan defaults are growing as well. As a result, car repossessions are also increasing, but they too are rising from record lows. Through any economic cycle, increases in defaults and repossessions are a normal, expected occurrence.
Manheim Auctions are not flooded with repos
At our Manheim auctions, the volume of repossessed vehicles sold has increased in 2022 compared to 2021 – up 3% year to date – but the total volume of repossessed vehicles sold will finish the year below 2020 and down more than 25% compared to 2019. Overall, car repossession volume at Manheim, while increasing, is not yet near red-alert levels. If fact, repossessions are only tracking back toward historical norms.
It is important to remember that auto loans normally have negative equity. These are financing products on depreciating assets. And yes, despite a period in 2020 and 2021 when used vehicles were INCREASING in value, automobiles are depreciated assets. Over time, they always have been and always will be depreciating assets. Negative equity in an auto loan is not some exotic thing – it is a very normal and planned-for occurrence.
Throughout the pandemic and still now, consumers have been putting more money down in absolute dollars and as a share of loan amounts. This is helping prevent the stronger relative equity positions from deteriorating. In fact, our recent analysis of likely equity positions on outstanding auto loans suggests that they are in better shape than normal right now. And this means that consumers often have more options if a loan falls into default, and lenders are more likely to work out an agreeable deal, reducing the likelihood that a repossession is the end result.
Importantly, the current loan portfolio is relatively healthy. The total number of loans is down (a result of lower sales since spring 2020), and the share of subprime and deep subprime loans, the riskiest loans that drive more than 60% of repossessions, are down even more. This context is just not conducive to a crisis.
The real worry in the market right now is a recession, not a tsunami of repossessions. We have been expecting loan defaults and repossessions to increase, but long-term expectations through mid-decade (2025) suggest overall defaults and car repossessions will remain within expected norms.
The year-over-year increases may be notable – and headline-grabbing – but context matters. The industry is not facing an unprecedented wave of defaults and repossessions, but the current economic environment and the possibility of a recession will certainly drive an increase in both.
High Prices, Range Anxiety Holding Back EV Adoption as electric vehicles punished for a variety of reasons.
While the tax credits for new and used electric vehicles included in the Inflation Reduction Act will do its part in making electric cars more attractive to American consumers, Statista’s Felix Richter notes that there’s more than just the high purchase price keeping Americans from buying electric.
According to a recent survey conducted by AAA, one quarter of Americans say that they would be likely to buy an electric vehicle (excluding hybrids) as their next car. That leaves three quarters who don’t see themselves plugging in instead of filling up just yet.
And the reasons for that hesitancy are mainly threefold. As the following chart shows, it all comes down to three factors: high prices, range anxiety and charging challenges.
This device wasn’t quite like the rolling license plates of James Bond’s Aston Martin had in the movie “Goldfinger,” which Bond’s spy agency colleague Q assured him were the way to beat tolls in New York City.
An eagle-eyed Port Authority cop spotted the New Jersey license plate device and stopped his car. The person was arrested and taken to the Port Authority police Holland Tunnel Command.
The easy method of keeping electronic toll readers from detecting his front plate was simpler: He didn’t have a front plate.
But driving without a front plate is a fineable offense in both New York and New Jersey.
Toll evasion is a violation of public trust that’s even more egregious when the person charged works at an agency that uses revenue from tolls to pay for transit service.
The cashless toll collection system at the tunnel either reads a vehicle’s E-ZPass transponder or photographs the front and rear license plates so the vehicle owner can be billed for the toll. In this case, the car had no front license plate, police said.
The most obvious change incorporates the MVC’s new logo and color scheme also seen at agencies and inspections stations.
But some drivers said the new documents have a different feel than the old ones — people said they feel fake.
Gone is the plastic-feel of the old license that was slightly thinner than a credit card or corporate ID. Some drivers said the new license has been rejected when they used it for proof of being of legal drinking age at bars.
The new licenses and IDs have a different feel to them and include several improved security features, said William Connolly, an MVC spokesman.
“Both changes help MVC to combat fraud and identity theft, enhance security of individuals’ personal information, and make it more difficult for fraudsters to produce counterfeit NJ licenses and IDs,” he said, declining to describe exactly what the features were for security reasons.
The change happened when the MVC switched from issuing driver’s licenses at agencies to issuing them from a central facility and mailing them to drivers, Connolly said.
New Jersey is one of more than two dozen states that switched from issuing licenses at agencies to producing them at a central license facility.
So, why the different feel?
“The improved security features could not be implemented using the old technology that was used to print licenses and IDs (in agencies),” Connolly said. “The new material and centralized production make the new licenses and IDs more secure and less susceptible to fraudulent reproduction.”
Used Car Prices nationwide are soaring and have caused inventory supply to be scarce. Wholesale auto auctions, where car dealers get their cars have seen used car prices soar this year since we entered 2021.
The average used car price of cars are up and inventory is way down.
With supply being down, prices have been moving up 2% per week according to JD Power Auto Industry reports. That’s about $300 up per week on a $15,000 vehicle.
Why is this happening? The simple answer: Low Supply and High Demand. And it may get worse as the car shortage continues and new car buyers are entering the market to buy.
Ask a Car Dealer today and they will tell you that when they are talking or texting with customers they sense urgency from the buyers.
Car buyers that need a car know they should buy now, because if they see something they like, they may not find it again especially at that used car price. And maybe, getting qualified for auto financing will be harder as prices continue to rise.
The current inventory shortage is made even worse due to a serious computer chip shortage in the new car industry for past 2 months. Because of the chip shortage, new car production across all brands are down – that means new car dealers have no new cars, which creates even more demand for used cars.
However, it’s a great time to sell a car or get out from under a payment.
Capital One Auto Loan Pre Approval is for everyone, whether you have great, good or bad credit. They are a powerhouse in auto lending today.
If you have less-than-perfect or damaged credit, the car-buying process can be a nightmare. While selecting a suitable car, truck, or SUV may go smoothly, it’s an entirely different story when it comes to submitting the dreaded credit application. However, at NJ State Auto, we’ve removed hurdles and simplified the process with our cutting-edge Capital One Auto Finance program.
Designed for customers with excellent credit, bad credit, or no credit at all, our Capital One Auto Pre Approval solution is the more modern, streamlined way to find the best auto loan. Let’s take a closer look at how you can get a pre-approved auto loan through the Capital One Auto Finance program at NJ State Auto and a few benefits you’ll unlock in the process.
Ready to find your set of wheels today? Don’t wait! Complete our online credit application for fast, hassle-free approval.
How to Get Pre Approved for Capital One Auto Loan at NJ State Auto?
With Capital One Auto Pre Approval, you’ll complete your credit application from the comfort of your home. Simply visit the link above for the easy-to-complete auto loan pre-qualification application. You’ll only need to supply basic personal information and can learn your pre-approval amount in seconds. Here are a few key points you should know about Capital One Auto Pre Approval:
You can be pre-approved for anywhere from $7,500 up to $50,000
The minimum monthly income is anywhere from $1,500 up to $1,800 based on your credit
Ideally, the financed vehicle shouldn’t be older than 7 years old
Once you apply, your loan offer will be good for up to 30 days
While you will receive a tentative interest rate, the final APR depends on the vehicle and your credit application
Either before or after you’re pre-approved, you can use the Capital One Auto Navigator to browse the inventory at NJ State Auto. Or, simply give us a call and our experienced sales professionals will guide you to the best solution. We specialize in offering all used cars, trucks, vans, and SUVs for below Kelley Blue Book Value, so you can get the most bang for your buck.
Why Get Pre Approved for an Auto Loan at NJ State Auto?
When you get Capital One Auto Pre Approval at NJ State Auto, you’ll unlock the door to a wealth of benefits and to your new set of wheels. Here are the top three reasons why it makes dollars and sense to get Capital One Pre Approval!
Capital One Auto Pre Approval Will Not Hurt Your Credit
Whether you’re approved or denied, a hard inquiry is created every time you apply for an auto loan at other dealerships. Unfortunately, too many hard inquiries within a short period of time can communicate a sign of distress to lenders and can actually lower your score. To remedy this problem, our Capital One Loan Pre Approval process utilizes a soft inquiry that doesn’t show up on your credit report.
This means you can pre-qualify for an auto loan without impacting your credit score. Unlike other dealerships that may run several hard inquiries to determine if you are eligible, we start out with a soft inquiry and will only run a hard inquiry once you’re pre-approved. At NJ State Auto, you have nothing to lose and four wheels to gain!
Buy Smarter with Pre Approval at NJ State Auto
When you get pre approved, you’ll be empowered to buy smarter and set more realistic expectations on what you can afford. Your prequalification will include the total amount you can borrow, interest rate, and potential monthly payments. Equipped with this information, you can effectively budget and consider the rest of your expenses, such as:
Projected maintenance costs
Save Time with a Capital One Auto Loan from New Jersey State Auto
With Capital One Auto Pre Approval at NJ State Auto, you will be in the driver’s seat of the car-buying process. From the comfort of your home, you can shop vehicles with the Capital One Auto Navigator and get pre-approved for an auto loan. Instead of spending hours at the dealership, you get in, get out, and get on with your day in the most efficient manner possible. Whether you live in Brooklyn, Jersey City, the Bronx, or surrounding areas, you’re only a few clicks away from a fast, hassle-free experience you deserve at NJ State Auto.
Contact NJ State Auto for the Best Used Vehicles in New Jersey & New York
When it comes to finding the best pre-owned or used vehicle for sale in New York and New Jersey, you are not limited by options. In fact, you can find a used car dealership on virtually every corner. However, at NJ State Auto, we are proud to be the best used car dealership, serving customers from throughout the Bronx, Brooklyn, Jersey City, and beyond!
While other dealerships may claim competitive pricing, we are the only dealership that sells all makes and models of cars, trucks, and SUVs for sale below Kelley Blue Book Value. This means you can get the most bang for your buck and maximize your Capital One Auto Loan Pre Approval at NJ State Auto!
You need a car, but the last place you checked out said they couldn’t help you with your bad credit. But that is exactly what a bad credit car loan is supposed to do — get you approved even if you have bad credit.
NJ State Auto is here to help you turn your life around. We have the connections needed to get you in a car with a payment plan that fits in with your budget.
Are There Car Dealerships That Work With Bad Credit Near Me?
NJ State Auto does car loans for bad credit, and we are right in your neighborhood, located in Jersey City. We work with banks that specialize in bad credit loans. That means that even if your wages are being garnished, or you have child support payments to make, you can get pre-approved! It doesn’t take long. Click onto our site and:
Once you see the car, truck, or SUV that matches your pre-approval, we can complete the deal quickly and easily.
What is Considered Bad Credit?
Not sure if you have good or bad credit? The credit reporting companies like Experian use a credit score numbering from 300 up to 850. If your number is less than 580, you have a poor credit score. That means it can be hard to open a store credit card, get a loan, or even rent an apartment.
Applying for pre-approval on our site will not negatively affect your credit score. Go ahead and find out just how much car you can afford!
Why are Bad Credit Car Loans a Good Choice for Me?
If you’ve got bad credit, you want to try and improve your score by building a positive credit history. One of the fastest ways to watch your score rise is to pay off an auto loan over a few years, even one based on your poor score. The credit reporting companies consider a car loan in good standing a better indicator of financial responsibility compared to a cell phone plan or credit card.
When you are ready to buy your next car, the banks will look at your old loan history with us and give you positive marks.
Finding the Right Ride Using Bad Credit Car Loans
What kind of car can you find at bad credit car dealerships near me?
At NJ State Auto we carry a huge variety of cars all listed below the Kelly Blue Book Value. Click onto our Used Vehicles page and check out:
Get Your Rating Back on Track at Our Bad Credit Car Dealerships
You work hard to take care of your family! You deserve to get your daily errands done behind the wheel of a great car or SUV. We know that your bad credit does not represent you as a person. Together, we can start to make a positive impact on your life by matching you with a vehicle and bad credit loan.
Now you’ve got the transportation needed to get to work on time, drop the kids off for soccer practice, and take a drive down to the Shore for some fun.
Click, call, or Text NJ State Auto at 201-200-1100 right now and get your loan pre-approval started! We are totally committed to working with you so that you can look forward to a better future.
In the market for a used car? Get a Free Carfax Vehicle History Report on any of our used Cars, Trucks, Vans or SUVs in our car lot in Jersey City, NJ.
If so, then it makes sense to want to know about the vehicle’s history so you can make sure you’re getting what you’re paying for. For instance:
How many previous owners did it previously have?
Has it been involved in any accidents?
Has it been involved in any natural disasters?
Did previous owners have any recall repairs performed?
Were there any issues with the title?
How was the vehicle used?
These are all important questions you’ll want to have answers to before you agree to purchase a used car – and a CARFAX Vehicle History report can provide them.
By knowing these details about a prospective used vehicle, you can make a much more educated decision about whether to purchase it and what price to negotiate to. All it takes is running the vehicle’s unique, 17-digit Vehicle Identification Number (VIN) to have this information at your disposal.
It’s a free service we’re pleased to offer with every used vehicle on our lot so we can empower you to make smarter buying decisions. Whether you’re looking for a car, truck, SUV, van or even a hybrid/electric, we’re happy to provide you with a CARFAX report.
What Do CARFAX Reports Include?
Simply put, CARFAX Vehicle History Reports include everything you’ll need to know to make an educated decision about the vehicle that you’re eyeing. Think of it as a resource to help you have peace of mind in your potential purchase. Unlike purchasing a new vehicle, used vehicles have had at least one previous owner.
A CARFAX report helps offer a glimpse into how its previous owners operated it, what they used it for, how well they cared for it and if it was involved in any significant accidents. You won’t be able to see any personal details of previous owners due to privacy laws, but you’ll be able to see just about everything else pertaining to the vehicle.
Here’s a look at some of the information one of our free CARFAX used cars reports contains:
Total number of owners and their respective lengths of ownership
Vehicle use (i.e., lease, personal, taxi, public service, etc.)
Repair information and service records
An estimate of miles driver per year
Title and registration information
Peace Of Mind Purchasing
The CARFAX database consists of information on more than 24 billion vehicles. And CARFAX reports are available for any vehicle make, model and year – from Acura to Toyota to Ford. You can rest assured that the VIN number that gets inputted into the system will have all the information you need for your purchasing decision.
Normally, a CARFAX report costs $30 per report, but when you work with us, we’ll ensure that you get the report free of charge. It’s part of our value-added service and our commitment to ensuring you’re comfortable with your purchasing decision.
We’re happy to provide the necessary resources to enable peace of mind purchasing.
Contact Us For More Information
Whatever the make, model and model year, we make it easy for you to purchase with confidence. It’s because we offer a complimentary CARFAX Vehicle History Report with every vehicle. We also offer CARFAX Safety and Reliability Reports. Contact us today for more information and for your free CARFAX report.
The IRS search tool is updated only once per day and that people should not call the IRS because they said they can’t handle it. The IRS is in panic mode and is saying don’t call us because phone operators have no information. Just keep logging in for daily updates. I know, everyone wants a update on their Stimulus Check.
As of March 17th, the Internal Revenue Service said it had sent out covid relief money tomore than 90 million Americans under the initial round of payments.
Here is what the IRS said on their web site:
The first batch of payments will be sent by direct deposit, which some recipients started receiving as early as March 12.
Additional batches of payments will be sent in the coming weeks by direct deposit and through the mail as a check or debit card.
Finding out there’s something wrong with your car can be equally stressful and frustrating. But if you identify the problem early on, you can tackle it before it turns into an irreversible issue. Be on the lookout for these ten signs — they will signify that your car needs immediate service.
How Do You Know Your Car Needs Service?
The check engine light is on
A glowing check engine light is never a good thing. It often signifies there’s something wrong with one of the hundreds of systems in your car’s computer. It’s not necessarily a cause for panic, but it’s a definite indicator that you should take your car in for an inspection.
There’s smoke coming from under the hood
If you’re driving and notice smoke coming from under the hood, it could be a sign that the engine is overheated. This could destroy your car if you continue to drive and refuse to service it. Pay attention to the temperature gauge. If it seems too high, schedule an appointment for a maintenance check.
The transmission seems off-kilter
When it seems like your car is having trouble speeding up, and it feels shaky or it’s making strange noises, there could be an issue with the transmission. The transmission is essentially your car’s power system, so it needs proper maintenance. If you don’t take care of it, you could find yourself stranded on the side of the road waiting for a tow-truck to haul your car away.
There are major fluid leaks
Are there any major fluid puddles on the ground underneath your car when it’s parked? The leak could be coolant, transmission oil, engine oil, or brake fluid. Or, it could also just be cold water dripping from the air conditioner. While the latter is normal, other fluid leaks could keep your car from running smoothly. Be sure to take it in to the mechanic as soon as you can.
There’s a strange noise while driving
If you hear strange noises while you’re driving, take your car to the shop. A dragging noise could be coming from your wheels, which would signify the wheel or differential bearing is failing. A grinding noise usually occurs when your brakes have gone bad, so you need to get them checked and replaced immediately.
The car is constantly shaking while in motion
A car that shakes while driving over poor road conditions is normal. But if you notice it’s vibrating on a smooth street with no obstructions, you need to take it in. It could indicate a number of issues, such as an unbalanced tire or a bad universal joint. Failing to take care of the vibration could smoke the engine or transmission, ultimately leaving you without a running car.
You’re stalling at intersections
Stalling at an intersection is dangerous. If your car is sluggish and not performing the way it was built to, it could be a sign that the spark plugs need to be replaced, the fuel filter is clogged, or something more severe is occurring in the transmission. Schedule an appointment with the mechanic to take care of this problem before it turns into something serious.
It’s difficult to start it up
If it takes more than one turn of the key to get your car started every day, something’s wrong. It could just be a bad battery, but it might also be a defective starter that needs to be replaced. Regardless of the issue, it needs to be taken care of or you’ll be using public transportation to get around.
Your fuel mileage is bad
If you’ve noticed you’re filling your gas tank more often than normal — and you’re not using your car any more than usual — there’s an issue with your ride that needs to be taken care of. A sticking brake pad or improper tire pressure could be to blame, so take it to the shop for a check-up.
Shifting gears is rough
Driving an automatic car provides a smooth, reliable shift in gears. But if it seems less efficient than usual, causing your vehicle to hesitate or jolt between shifts, your transmission needs attention. Schedule an appointment to change the transmission fuel, filters, and screens.
Schedule Service in Jersey City, NJ
If your car shows any of these signs, just bring it in to NJ State Auto Used Cars. Our maintenance workers will help fine-tune your ride and take care of any issues.
If you feel as though the damage is done and you need a new car, just head on over to our lot. We’ve got hundreds of quality used CARFAX-certified vehicles to choose from in our inventory of used cars for sale in Jersey City, New Jersey.
Welcome to NJ State Auto. We have been one of the top used car dealers in New Jersey since opening our doors in 1994, helping the general public find and buy quality Used Cars, Trucks, Vans, SUVs, and Hybrids below Kelley Blue Book (KBB) Value. If you are looking for used car bargains at wholesale prices with clean titles, then you have come to the right place. Take a look at what we have to offer in our inventory.
We are the largest used car auction in the tri-state metro area, serving New Jersey, New York, Connecticut, Pennsylvania, Maryland, Delaware, Virginia, and DC. We are ranked number one in customer service for all Public Auto Auctions in the Northeast Region.
Visit Our Store in Jersey City, NJ
Buying a quality used car is a huge investment. So get the most out of your hard-earned money, and come to one of the most reliable used car dealers in NJ. Our friendly and helpful office staff is ready to answer any questions you might have. Call today and let us earn your business.